A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). Qualified lenders may issue the loan. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
We’re here to make the VA home loan process a lot easier, with tools and expertise that will help guide you along the way.
We’ll help you see the differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a seasoned investor.
The VA Loan Process
Here’s how our home loan process works:
There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.