A jumbo loan is a loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way.
We’ll help you see the differences between loan programs, allowing you to choose the right one, whether you’re a first-time homebuyer or a seasoned investor.
The Jumbo Loan Process
Here’s how our home loan process works:
- Complete and easy Pre-Approval Application
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Why a Jumbo Loan?
There are many benefits, including financing up to $2.5 million, the convenience of one loan for the entire loan amount instead of multiple mortgages, competitive pricing… and more.