Get Pre-Approved

What is a Pre-Approval Letter?

Pre-approval letters typically include the purchase price, loan program, interest rate, loan amount, down payment amount, expiration date, and property address. The letter is submitted with your offer; some sellers might also request to see your bank and asset statements.

Why Getting a Pre-Approval Letter is So Important

Getting pre-approved is a smart step to take when you are ready to put in an offer on a home. 

  • Serious homebuyers must start the process in a lender’s office, not at an open house.
  • Most sellers expect buyers to have a pre-approval letter and will be more willing to negotiate if you do.
  • To get pre-approved you’ll need proof of assets and income, good credit, employment verification, and other types of documentation your lender may require.
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